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So I got back from the apartments today and there was a message on the machine from this company I owe money to. Long story. Anyway, they were basically yelling at me to get in touch with my bank by 8 o'clock. Of course, what would have been helpful would have been if they had identified the company they were calling from and what the deal was.
Went to check my back statement to see what was going on and found out that they had tried on the 1st to withdraw a payment and when that didn't go through, they tried again on the 6th. Here's the thing, I never authorized the withdrawal. The account they hit is my school account. Basically I try not to touch that account unless it is for books or emergencies. Their two withdrawls put me in the hole by $54.
I called the bank. They said I could open a dispute claim on the charges. I asked them what I could do to keep these people from trying to take more money out of my account. They said I could either request a new account number or I could put in a stop payment. Getting a new account number is free. The stop payment costs money. I chose to get a new account number. Of course I had to pay off the negative first. Always fun, huh.
I intended to take care of what is owed to the company that I owe money to. I just can't figure out how they can get away with pulling money out of my account without permission. They don't have a judgment against me so I know they're not garnishing my wages or my accounts. I think they took a one time payment I gave them and ran with it. But I don't know how I can prove that I didn't authorize these last two withdrawls.
Went to check my back statement to see what was going on and found out that they had tried on the 1st to withdraw a payment and when that didn't go through, they tried again on the 6th. Here's the thing, I never authorized the withdrawal. The account they hit is my school account. Basically I try not to touch that account unless it is for books or emergencies. Their two withdrawls put me in the hole by $54.
I called the bank. They said I could open a dispute claim on the charges. I asked them what I could do to keep these people from trying to take more money out of my account. They said I could either request a new account number or I could put in a stop payment. Getting a new account number is free. The stop payment costs money. I chose to get a new account number. Of course I had to pay off the negative first. Always fun, huh.
I intended to take care of what is owed to the company that I owe money to. I just can't figure out how they can get away with pulling money out of my account without permission. They don't have a judgment against me so I know they're not garnishing my wages or my accounts. I think they took a one time payment I gave them and ran with it. But I don't know how I can prove that I didn't authorize these last two withdrawls.
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